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Bookkeeping for sole traders, minus the stress

Freelancers, contractors, tradespeople and the self-employed: send invoices, track spending and know what you'll owe in tax, all in one place.

Made for the self-employed

Spend less time on paperwork

Invoice in seconds

Professional invoices and quotes with your logo, emailed as PDFs, with reminders when they're overdue.

Track every expense

Record bills and costs as they happen, attach receipts, and never miss something you could claim.

Bank in one place

Upload statements and match them in a click. Bank rules learn how you code regular spending.

VAT when you need it

Not VAT registered? No problem. When you are, file MTD VAT returns to HMRC from the same account.

Self Assessment figures

Get the numbers for the SA103 self-employment pages of your tax return, straight from your books.

Share with your accountant

Give your accountant their own login instead of sending spreadsheets back and forth.

Growing?

Ready when you become a limited company

Many sole traders incorporate as they grow. With Munshian you simply add your new company as a second business under the same login, with dividends, director's loans and Corporation Tax built in.

Accounting for limited companies →
Questions

Sole trader questions

Is Munshian Ledger good for freelancers?

Yes. It is built for people who want tidy books without the jargon: send invoices, record expenses, match your bank and see your profit.

Does it help with my Self Assessment?

Yes. Munshian Ledger can give you the figures for the self-employment pages (SA103) of your Self Assessment tax return, based on your books.

I'm not VAT registered. Can I still use it?

Yes. VAT is optional. If you register for VAT later, you can switch it on and start filing MTD VAT returns from the same account.

Ready to simplify your tax?

Set up your business in less than five minutes. It's free, and you don't need a card.